New

Background Checks: get a soft offer out in 5 minutes that holds up 95% of the time.

Heron's new Background Check screens the owner and business — powered by CLEAR, courts and Secretary of State — automatically, before the offer. Clean pass / review / decline in under a minute, not a 40-page report.

200+funders, brokers & insurers
<5 minto a soft offer, check run up front
97%owner match, found for you
SOC 2independent & enterprise-grade
Try it yourself

Click through a live background check

The problem

The last check before funding is still done by hand, and it runs too late.

Because it's slow, the check happens after the broker has sold the offer. When a felony or a $250k judgment surfaces, you're clawing back an offer, and burning the broker who sent it.

40 pagesto read by hand, every deal
~1 in 5deals killed at the background stage
10–15 minper report, on deals you'll never fund
How it works

From application to decision, automatically

Runs the moment a deal clears cashflow. No new tool, no new login.

1

Search & match

Finds the right owner (97%) and business (85%), with a full search trail.

2

Analyze

CLEAR, courts, Secretary of State and sanctions records become clean, deduplicated signals.

3

Apply your policy

Your rules run against the signals, each linked to its evidence.

Pass — auto-approve Review — send to an underwriter Decline — before the offer

Kill only the black-and-white; flag the gray for a human. You set the rules — decline on a non-dismissed felony, a judgment over $250k, or an MCA judgment. Flag an unreported officer for your underwriter.

See what a background check surfaces on your own deals

A 15-minute walkthrough on your own deals.

Book a demo
Why Heron

Make the check a strength, not a bottleneck

Offers that hold up

Run the check before the offer — so 95% of your offers stick

Run the check automatically before the offer and you stop sending offers that get pulled later. That's the core of a 5-minute offer that holds up 95% of the time.

Cashflow policy passedauto
Background check running48s
Offer sent — holds up
Speed

Before the offer, without slowing it down

Heron clears the check in under a minute. Anything that passes your policy needs no human review, so the offer still goes out fast.

<1 min
automated, vs. 10–15 minutes reading a report by hand
By hand10–15 min
With Heron<1 min
Broker relationships

Never take back an offer a broker already sold

Around 1 in 5 cashflow-passed deals die at the background stage. Catch them before the offer, not after the broker has sold it, and keep the relationships that send you the next deal.

Late check → offer clawed backby hand
Heron: declined before the offer
Broker sends the next deal
More than a raw pull

A synthesized read on owner and business, for less

The whole report on both the owner and company, deduplicated into one clean view. One vendor instead of four, at a fraction of a manual report, with no multi-year contract.

Criminal — financialNo records
Liens & judgments2 · $180k
Unreported officerHeron signal
Sanctions / OFACNo match
What you get

Everything the check delivers, in one run

Owner and business, screened and decisioned inside your workflow.

Owner and business in one check

Screen the applicant and the entity in a single run.

Every record, made readable

Records from our data sources — including Thomson Reuters CLEAR, courts and Secretary of State — deduplicated into one clear read. All the substance, without the 40-page slog.

A UI your team will actually use

Every finding in one clean, navigable view. All the detail, none of the scrolling.

More than a report

We find the right file for you

By hand, that's logging in, copying names and SSNs, and clicking through 20+ near-matches to pick the right person. Heron automates the search, and gets it right.

97%owner match, not a list of look-alikes
85%business match, found automatically

Triangulated across SSN, DOB, name and address, with a search trail. Funders regularly find the file their own search couldn't.

On top of the search, every check automatically
Deduplicates records across reportsone clean view
Links related filings for current statuslien: released
Scans judgments & bankruptcies for MCA fundersMCA flag
Structures the report into policy rulespass / fail

Nothing's hidden. Every signal links to the underlying record, all in one clean view your team can navigate in seconds.

The difference

Same data. A completely different workflow.

The same records, run before the offer instead of after.

What mattersWith HeronBy hand today
Time per dealClean signals in under a minute10–15 minutes reading a report
When it runsBefore the offer, automaticallyAfter the offer is already out
Broker impactOffers that stickClawed-back offers, eroded trust
OutputSynthesized owner + business signalsRaw 40-page PDF to read
Finding the right subjectTriangulated match + search trailWrong-person matches; records missed on a second report
CostA fraction of a manual report, at scaleFull per-report price + underwriter time
ContractNo multi-year contract to negotiateLocked into a vendor contract, often paying twice
WorkflowIn your flow, synced to your CRMA separate tool and login
What customers say

Operators who run their intake on Heron

If we got a straight-through application, we could get an offer out the door in five minutes. Before, it was hours.

Heron CustomerEarly access to Heron Background Checks

We're more consolidated and organised in the underwriting space now. And candidly — we're funding more deals.

Doug ChristisonCEO, Olympus Lending

Two weeks after turning on Heron, our 25-person offshore data-entry team went to zero.

Brian MullinsCTO, Vox Funding
Secure & trusted

Enterprise-grade, independent, transparent by design

Independent

Not affiliated with any competitor. Your data stays yours.

Secure

SOC 2 compliant, GDPR & CCPA aligned, encrypted end to end.

Traceable

Every data point names its source.

Proven

Processing over 100,000 documents a day for 200+ firms.

See it run on your own deals

A 15-minute walkthrough of the signals, the policy engine, and the workflow.

Book a demo